Team

Meet the team.

Finarva is built by operators and advisors who have scaled lending businesses, marketplaces, and fintech products across Bharat.

Founder and CEO

Gopi Shankarappa

"The operator who has scaled ₹12,000 Cr of Bharat credit."

13+ years in lending, managing a ₹12,000+ Cr loan book across fintechs and NBFCs, with deep expertise in underwriting, credit risk, collections, and end-to-end operations. Proven track record of scaling businesses 0→100 while maintaining strong portfolio quality, across Navi, Chaitanya, Refyne, and IIFL Samasta. Holds an Executive Programme in Data Science from IIM Lucknow and an MBA from NMIMS Mumbai.

CFO — ONDC · Advisor — Finarva

Krishan Agarwal

"Marketplace-scale capital thinking for Bharat rails."

A finance and fintech leader with experience across venture investing, digital commerce, and ecosystem-scale initiatives. Brings strategic capital and marketplace thinking to Finarva's growth roadmap.

Head of Payouts — Cashfree · Advisor — Finarva

Suhrud Karandikar

"Turning product intuition into financial decisioning at scale."

A fintech operator and ex-VP for Product at Refyne, with a strong foundation from IIT Kharagpur and experience building and scaling financial products in India. Brings expertise across product thinking, financial decisioning, and operational strategy, with a focus on leveraging data and technology to drive efficient, scalable fintech solutions.

Current Investors